shopping redefined.

Shop hassle-free at your favorite stores, as you pay back in flexible & affordable monthly installments.

Upgrade your life

Shopping should always be enjoyable and stress-free. That’s why we let you pay comfortably as you spread out your payments over 12 months.

What do you need today?

Lipa later credit Card

Buy anything, anywhere, anytime.

Trade in

Save by upgrading your electronics

How it works


Signup online

 Sign up online & get an instant approval


Shop & select your item

Make an upfront payment of 20% of the value of the item, and accept the T’s and C’s via USSD


Easy monthly payments

Upon receiving your item, payment can be made using bank transfer, or via card monthly, and spread out in 12 months.

Log-in to your Account to check your monthly installment, due date, your full statement, and make payments.

Quick & Easy

Up to 12 months
Repayment Period.

Flexible & Affordable
repayment plans.

Our Partners