What is Lipa Later?
Lipa Later is a payment option that allows you unlimited access to products and services as you pay for them over time in affordable monthly instalments.
It also allows retailers to sell their goods and services in affordable monthly instalments to their customers by increasing their purchasing power through Lipa Later.
How does Lipa Later work?
- Sign up -Sign up online & get an instant credit decision.
- Shop and select your items- make an upfront payment of 20% of the value of the item and accept the T’s and C’s via USSD.
- Make monthly payments– Upon receiving your item, payment can be made using bank transfers, or via card monthly, and spread out over 12 months.
What can I buy?
We’ve partnered with your favourite stores so you can pay overtime for the things you love from phones, laptops, furniture and home appliances. Check out our Partners.
What do I need to start?
What is my maximum and minimum credit limit?
Where is Lipa Later available?
We are currently available across Uganda, Nigeria, Kenya and Rwanda.
Most frequent questions and answers
Using Lipa Later is simple and easy.
We’ve partnered with over +300 stores so you can pay over time for the things you love
Browse through the ‘Where to Shop’ section to find the right item for you
We need your MPesa statements for the last 6 months. If you are employed, we may require your last 3 months payslips.
No we do not. We’ve partnered with over +300 stores where you can shop.
We purchase the item directly for you and thereafter we will either have it delivered to you or you can pick it up
No. We have prequalified suppliers to ensure quality products and services.
We share a contract via SMS for acceptance and we will deliver or you can pick up your item in the next 24 hours.
It takes 24 hours or less
We are currently available in Nairobi, Mombasa, Kisumu and Rwanda
You start paying for the item once you receive it. We will send you SMS notifications on when the payments are to be made and the amount due.
Yes, you do