Here’s how to buy with Lipa Later Step 1 Sign up Sign up online & get an INSTANT approval Sign Up Step 2 Shop & Select item Make an upfront payment of 25% of the value of the item, and accept the T’s and C’s via USSD Find Stores Step 3 Make monthly payments Upon receiving your item, payment can be made using bank transfer, or via card monthly, and spread out in 12 months. Log-in to your Account to check your monthly installment, due date, your full statement, and make payments. Log In Got questions? Check out our Help Section or contact us on asknigeria@lipalater.com Hot Point Electronics & Home Appliances Popular Samsung Phones & Appliances Ready to start shopping? Find stores